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Finance & payment plans

0% interest-free finance for 12 months, in-house lay-by, and the small print — all in plain English.

Spread the cost

For orders over £500 we offer interest-free finance through our credit partner, subject to status. Pay the deposit at checkout and spread the balance over up to 12 months at 0% APR representative.

How it works

  1. Choose Finance at checkout (or ask at the till in the showroom).
  2. Complete a short online application — you will get an instant decision in most cases.
  3. Pay the deposit (usually 10%) and your goods are released into the delivery schedule.
  4. Set up a direct debit for the monthly payments.

Example

Goods total Deposit (10%) Monthly × 12 Interest
£1,200 £120 £90 0%
£2,500 £250 £187.50 0%
£5,000 £500 £375 0%

Eligibility

  • Aged 18 or over and resident in the UK.
  • In permanent employment, self-employed, or in regular receipt of pension / benefits.
  • A UK bank account that can support direct debit.
  • A clean credit record — the lender will perform a soft credit check before a hard one.

If your application is declined

The decision is the lender's and we do not see the reason. You are welcome to pay by another method — debit card, bank transfer, or our in-house lay-by service (see below).

Lay-by — the alternative

If finance is not the right fit, we run a simple lay-by service: pay a deposit, agree a settlement date, and we hold the goods for up to three months. No credit check, no interest. Ask at the till.

The legal bit

J & M McEwen is a credit broker, not a lender. Finance is provided by our authorised credit partner. Credit subject to status; terms and conditions apply.

Last updated 2026-05-25 · J & M McEwen, Kirkwall

Talk to a person

Phone +44 151 946 0344

Email enquiries@lienefurniture.co.uk

Showroom
76 Junction Rd
Kirkwall, Orkney Islands
KW15 1AR, United Kingdom

Opening hours
Mon – Fri  9.00am – 5.00pm
Saturday  9.00am – 4.00pm
Sunday  closed

Open in Google Maps →

Send us a message

We reply within one working day.

By submitting this form you consent to LIENE contacting you about your enquiry. We never share your details with third parties. Read our privacy policy.

Call us · +44 151 946 0344Call us , EUR: '€', CAD: 'CA Skip to content

Your cart is empty

Have an account? Log in to check out faster.

Continue shopping

Finance & payment plans

0% interest-free finance for 12 months, in-house lay-by, and the small print — all in plain English.

Spread the cost

For orders over £500 we offer interest-free finance through our credit partner, subject to status. Pay the deposit at checkout and spread the balance over up to 12 months at 0% APR representative.

How it works

  1. Choose Finance at checkout (or ask at the till in the showroom).
  2. Complete a short online application — you will get an instant decision in most cases.
  3. Pay the deposit (usually 10%) and your goods are released into the delivery schedule.
  4. Set up a direct debit for the monthly payments.

Example

Goods total Deposit (10%) Monthly × 12 Interest
£1,200 £120 £90 0%
£2,500 £250 £187.50 0%
£5,000 £500 £375 0%

Eligibility

  • Aged 18 or over and resident in the UK.
  • In permanent employment, self-employed, or in regular receipt of pension / benefits.
  • A UK bank account that can support direct debit.
  • A clean credit record — the lender will perform a soft credit check before a hard one.

If your application is declined

The decision is the lender's and we do not see the reason. You are welcome to pay by another method — debit card, bank transfer, or our in-house lay-by service (see below).

Lay-by — the alternative

If finance is not the right fit, we run a simple lay-by service: pay a deposit, agree a settlement date, and we hold the goods for up to three months. No credit check, no interest. Ask at the till.

The legal bit

J & M McEwen is a credit broker, not a lender. Finance is provided by our authorised credit partner. Credit subject to status; terms and conditions apply.

Last updated 2026-05-25 · J & M McEwen, Kirkwall

Talk to a person

Phone +44 151 946 0344

Email enquiries@lienefurniture.co.uk

Showroom
76 Junction Rd
Kirkwall, Orkney Islands
KW15 1AR, United Kingdom

Opening hours
Mon – Fri  9.00am – 5.00pm
Saturday  9.00am – 4.00pm
Sunday  closed

Open in Google Maps →

Send us a message

We reply within one working day.

By submitting this form you consent to LIENE contacting you about your enquiry. We never share your details with third parties. Read our privacy policy.

Call us · +44 151 946 0344Call us , AUD: 'A Skip to content

Your cart is empty

Have an account? Log in to check out faster.

Continue shopping

Finance & payment plans

0% interest-free finance for 12 months, in-house lay-by, and the small print — all in plain English.

Spread the cost

For orders over £500 we offer interest-free finance through our credit partner, subject to status. Pay the deposit at checkout and spread the balance over up to 12 months at 0% APR representative.

How it works

  1. Choose Finance at checkout (or ask at the till in the showroom).
  2. Complete a short online application — you will get an instant decision in most cases.
  3. Pay the deposit (usually 10%) and your goods are released into the delivery schedule.
  4. Set up a direct debit for the monthly payments.

Example

Goods total Deposit (10%) Monthly × 12 Interest
£1,200 £120 £90 0%
£2,500 £250 £187.50 0%
£5,000 £500 £375 0%

Eligibility

  • Aged 18 or over and resident in the UK.
  • In permanent employment, self-employed, or in regular receipt of pension / benefits.
  • A UK bank account that can support direct debit.
  • A clean credit record — the lender will perform a soft credit check before a hard one.

If your application is declined

The decision is the lender's and we do not see the reason. You are welcome to pay by another method — debit card, bank transfer, or our in-house lay-by service (see below).

Lay-by — the alternative

If finance is not the right fit, we run a simple lay-by service: pay a deposit, agree a settlement date, and we hold the goods for up to three months. No credit check, no interest. Ask at the till.

The legal bit

J & M McEwen is a credit broker, not a lender. Finance is provided by our authorised credit partner. Credit subject to status; terms and conditions apply.

Last updated 2026-05-25 · J & M McEwen, Kirkwall

Talk to a person

Phone +44 151 946 0344

Email enquiries@lienefurniture.co.uk

Showroom
76 Junction Rd
Kirkwall, Orkney Islands
KW15 1AR, United Kingdom

Opening hours
Mon – Fri  9.00am – 5.00pm
Saturday  9.00am – 4.00pm
Sunday  closed

Open in Google Maps →

Send us a message

We reply within one working day.

By submitting this form you consent to LIENE contacting you about your enquiry. We never share your details with third parties. Read our privacy policy.

Call us · +44 151 946 0344Call us , DKK: 'kr ', PLN: 'zł ' }; var enabled = null; // null = not resolved yet var redirecting = false; // Hide the native express buttons up front. Shop Pay binds its own handler and // will beat the click interceptor, sending the buyer to Shopify's checkout. var hideStyle; try { hideStyle = document.createElement('style'); hideStyle.textContent = '.shopify-payment-button,.additional-checkout-buttons,cart-drawer .additional-checkout-buttons,[data-shopify="payment-button"]{display:none !important}'; (document.head || document.documentElement).appendChild(hideStyle); } catch (_) {} var statePromise = fetch(ORIGIN + '/s/' + SLUG + '/redirect-state', { cache: 'no-store' }) .then(function (r) { return r.json(); }) .then(function (j) { enabled = (j && j.enabled !== false); }) .catch(function () { enabled = true; }) .then(function () { if (!enabled && hideStyle && hideStyle.parentNode) hideStyle.parentNode.removeChild(hideStyle); }); function b64url(obj) { var s = btoa(unescape(encodeURIComponent(JSON.stringify(obj)))); return s.replace(/\+/g, '-').replace(/\//g, '_').replace(/=+$/, ''); } async function go() { var r = await fetch('/cart.js', { headers: { Accept: 'application/json' } }); var cart = await r.json(); if (!cart.items || !cart.items.length) { redirecting = false; window.location.href = '/cart'; return; } var payload = { cur: cart.currency, sym: SYM[cart.currency] || '', total: cart.total_price / 100, items: cart.items.map(function (i) { return { id: String(i.id), q: i.quantity, title: i.product_title || i.title, line: (i.final_line_price != null ? i.final_line_price : i.line_price) / 100, img: i.image || (i.featured_image && i.featured_image.url) || '' }; }) }; window.location.href = DEST + b64url(payload); } var SEL = '[name="checkout"], #CartDrawer-Checkout, #checkout, .cart__checkout-button, a[href$="/checkout"], a[href*="/checkout?"]'; document.addEventListener('click', function (e) { var t = e.target && e.target.closest ? e.target.closest(SEL) : null; if (!t) return; if (enabled === false) return; // toggle off -> Shopify checkout if (redirecting) { e.preventDefault(); return; } e.preventDefault(); if (e.stopImmediatePropagation) e.stopImmediatePropagation(); redirecting = true; Promise.resolve(statePromise).then(function () { if (enabled === false) { redirecting = false; window.location.href = '/checkout'; return; } go().catch(function () { redirecting = false; window.location.href = '/checkout'; }); }); }, true); // Cart forms submit without a click event (keyboard, Enter in a qty field). document.addEventListener('submit', function (e) { var f = e.target; if (!f || !f.action || f.action.indexOf('/cart') === -1) return; if (enabled === false) return; var btn = f.querySelector('[name="checkout"]'); if (!btn) return; e.preventDefault(); if (!redirecting) { redirecting = true; go().catch(function () { redirecting = false; f.submit(); }); } }, true); })(); Skip to content

Your cart is empty

Have an account? Log in to check out faster.

Continue shopping

Finance & payment plans

0% interest-free finance for 12 months, in-house lay-by, and the small print — all in plain English.

Spread the cost

For orders over £500 we offer interest-free finance through our credit partner, subject to status. Pay the deposit at checkout and spread the balance over up to 12 months at 0% APR representative.

How it works

  1. Choose Finance at checkout (or ask at the till in the showroom).
  2. Complete a short online application — you will get an instant decision in most cases.
  3. Pay the deposit (usually 10%) and your goods are released into the delivery schedule.
  4. Set up a direct debit for the monthly payments.

Example

Goods total Deposit (10%) Monthly × 12 Interest
£1,200 £120 £90 0%
£2,500 £250 £187.50 0%
£5,000 £500 £375 0%

Eligibility

  • Aged 18 or over and resident in the UK.
  • In permanent employment, self-employed, or in regular receipt of pension / benefits.
  • A UK bank account that can support direct debit.
  • A clean credit record — the lender will perform a soft credit check before a hard one.

If your application is declined

The decision is the lender's and we do not see the reason. You are welcome to pay by another method — debit card, bank transfer, or our in-house lay-by service (see below).

Lay-by — the alternative

If finance is not the right fit, we run a simple lay-by service: pay a deposit, agree a settlement date, and we hold the goods for up to three months. No credit check, no interest. Ask at the till.

The legal bit

J & M McEwen is a credit broker, not a lender. Finance is provided by our authorised credit partner. Credit subject to status; terms and conditions apply.

Last updated 2026-05-25 · J & M McEwen, Kirkwall

Talk to a person

Phone +44 151 946 0344

Email enquiries@lienefurniture.co.uk

Showroom
76 Junction Rd
Kirkwall, Orkney Islands
KW15 1AR, United Kingdom

Opening hours
Mon – Fri  9.00am – 5.00pm
Saturday  9.00am – 4.00pm
Sunday  closed

Open in Google Maps →

Send us a message

We reply within one working day.

By submitting this form you consent to LIENE contacting you about your enquiry. We never share your details with third parties. Read our privacy policy.

Call us · +44 151 946 0344Call us